{"banks":[{"group":"Public Sector Banks","name":"State Bank of India"},{"group":"Public Sector Banks","name":"Punjab National Bank"},{"group":"Public Sector Banks","name":"Bank of Baroda"},{"group":"Public Sector Banks","name":"Canara Bank"},{"group":"Public Sector Banks","name":"Union Bank of India"},{"group":"Public Sector Banks","name":"Indian Bank"},{"group":"Public Sector Banks","name":"Indian Overseas Bank"},{"group":"Public Sector Banks","name":"Bank of India"},{"group":"Public Sector Banks","name":"Central Bank of India"},{"group":"Public Sector Banks","name":"UCO Bank"},{"group":"Public Sector Banks","name":"Punjab & Sind Bank"},{"group":"Public Sector Banks","name":"Bank of Maharashtra"},{"group":"Public Sector Banks","name":"Corporation Bank"},{"group":"Public Sector Banks","name":"Oriental Bank of Commerce"},{"group":"Public Sector Banks","name":"Syndicate Bank"},{"group":"Public Sector Banks","name":"Allahabad Bank (merged into Indian Bank)"},{"group":"Public Sector Banks","name":"Andhra Bank (merged into SBI)"},{"group":"Public Sector Banks","name":"Allahabad Bank + Indian Bank (merged)"},{"group":"Public Sector Banks","name":"New India Assurance"},{"group":"Private Sector Banks","name":"HDFC Bank"},{"group":"Private Sector Banks","name":"ICICI Bank"},{"group":"Private Sector Banks","name":"Axis Bank"},{"group":"Private Sector Banks","name":"Kotak Mahindra Bank"},{"group":"Private Sector Banks","name":"Yes Bank"},{"group":"Private Sector Banks","name":"IndusInd Bank"},{"group":"Private Sector Banks","name":"IDBI Bank"},{"group":"Private Sector Banks","name":"Federal Bank"},{"group":"Private Sector Banks","name":"RBL Bank"},{"group":"Private Sector Banks","name":"AU Small Finance Bank"},{"group":"Private Sector Banks","name":"Bandhan Bank"},{"group":"Private Sector Banks","name":"CSB Bank"},{"group":"Private Sector Banks","name":"Karur Vysya Bank"},{"group":"Private Sector Banks","name":"Karnataka Bank"},{"group":"Private Sector Banks","name":"Tamilnad Mercantile Bank"},{"group":"Private Sector Banks","name":"South Indian Bank"},{"group":"Private Sector Banks","name":"DBS Bank"},{"group":"Private Sector Banks","name":"Citibank India"},{"group":"Private Sector Banks","name":"Standard Chartered India"},{"group":"Private Sector Banks","name":"HSBC India"},{"group":"Private Sector Banks","name":"Barclays Bank India"},{"group":"Private Sector Banks","name":"Deutsche Bank India"},{"group":"Small Finance Banks","name":"Equitas Small Finance Bank"},{"group":"Small Finance Banks","name":"Ujjivan Small Finance Bank"},{"group":"Small Finance Banks","name":"Jana Small Finance Bank"},{"group":"Small Finance Banks","name":"Suryoday Small Finance Bank"},{"group":"Small Finance Banks","name":"Shivalik Small Finance Bank"},{"group":"Small Finance Banks","name":"North East Small Finance Bank"},{"group":"Small Finance Banks","name":"Unity Small Finance Bank"},{"group":"Small Finance Banks","name":"FinCare Small Finance Bank"},{"group":"Small Finance Banks","name":"Gramin Bank"},{"group":"Small Finance Banks","name":"Pragati Bank"},{"group":"Small Finance Banks","name":"Dakshin Bank"},{"group":"Small Finance Banks","name":"Tripura Gramin Bank"},{"group":"Small Finance Banks","name":"Assam Gramin Bank"},{"group":"Small Finance Banks","name":"Baroda UP Bank"},{"group":"Small Finance Banks","name":"Entity Bank"},{"group":"Co-operative & Payments Banks","name":"Udhampur Co-operative Bank"},{"group":"Co-operative & Payments Banks","name":"Odisha State Cooperative Bank"},{"group":"Co-operative & Payments Banks","name":"Tamil Nadu State Apex Cooperative Bank"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"Bajaj Finserv"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"Muthoot Finance"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"Shriram Finance"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"Manappuram Finance"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"LIC Housing Finance"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"SBI Life"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"ICICI Prudential"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"Paytm Payments Bank"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"Airtel Payments Bank"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"Post Office / India Post"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"India Post"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"NSDL"},{"group":"NBFCs, Insurers & Other Financial Institutions","name":"Indian Banks' Association (IBA)"}],"categories":[{"label":"Home loan","value":"home loan"},{"label":"Education loan","value":"education loan"},{"label":"Education loan (study abroad)","value":"study abroad loan"},{"label":"Personal loan","value":"personal loan"},{"label":"Loan against property","value":"loan against property"},{"label":"Loan against fixed deposit","value":"loan against fd"},{"label":"FD as guarantee (term deposit as third-party security)","value":"fd as guarantee"},{"label":"Gold loan","value":"gold loan"},{"label":"Vehicle loan","value":"vehicle loan"},{"label":"MSME / business loan","value":"msme loan"},{"label":"NRI account opening (NRE / NRO)","value":"nri account"},{"label":"Property sale deed registration","value":"property registration"},{"label":"Business current account opening","value":"business account"},{"label":"MSME / business loan","value":"business loan"},{"label":"Loan against securities","value":"loan against securities"},{"label":"Overdraft","value":"overdraft"},{"label":"Kisan Credit Card (agricultural)","value":"kcc"},{"label":"Mudra loan (Shishu / Kishor / Tarun)","value":"mudra loan"},{"label":"Savings account opening","value":"savings account"},{"label":"Credit card application","value":"credit card"}],"residency":[{"blurb":"Ordinary resident \u2014 taxed in India on global income. No FEMA declaration needed.","label":"Resident Indian","value":"resident"},{"blurb":"Indian citizen resident outside India. FEMA (20) forms and bank-specific NRI declarations apply.","label":"Non-Resident Indian (NRI)","value":"nri"},{"blurb":"Resident by status, but earning or holding money abroad. Both RBI income-tax rules and FEMA remittance rules can apply.","label":"Mixed \u2014 Resident income, NRI funds","value":"mixed_resident_nri"},{"blurb":"Every applicant is an NRI, or the borrower and guarantor are both overseas. Heaviest attestation burden.","label":"All-NRI household / joint loan","value":"all_nri"},{"blurb":"Residency does not change the answer for this transaction (e.g. business account for a domestic firm).","label":"Not applicable","value":"not_applicable"}],"states":["Andaman & Nicobar Islands","Andhra Pradesh","Arunachal Pradesh","Assam","Bihar","Chandigarh","Chhattisgarh","Dadra & Nagar Haveli and Daman & Diu","Delhi (NCT of Delhi)","Goa","Gujarat","Haryana","Himachal Pradesh","Jammu & Kashmir","Jharkhand","Karnataka","Kerala","Ladakh","Lakshadweep","Madhya Pradesh","Maharashtra","Manipur","Meghalaya","Mizoram","Nagaland","Odisha","Puducherry","Punjab","Rajasthan","Sikkim","Tamil Nadu","Telangana","Tripura","Uttar Pradesh","Uttarakhand","West Bengal"]}